Tesco Clubcard Plus is Tesco’s paid monthly subscription that adds extra in-store discounts on top of standard Clubcard membership. When you subscribe, Tesco issues monthly discount coupons and applies eligible benefits when you shop in-store with your Clubcard linked. The scheme is built around a clear trade: you pay a monthly fee, and Tesco gives you structured discounts that can outperform that fee if your shopping habits match the benefit design.
The core benefit in one line
Clubcard Plus provides 10% off two in-store shops per subscription period, subject to eligibility rules and caps. This is why people call it the “two big shops” subscription.
The relationship is straightforward: if you regularly do one or two larger in-store shops each month, a percentage discount can cover the subscription cost and then some.
Who it suits (and who it doesn’t)
Clubcard Plus tends to suit:
- households doing larger in-store grocery shops
- people who prefer predictable “big shops” rather than frequent small trips
- shoppers who already use Tesco regularly and can use the coupons consistently
It suits fewer people if:
- you mainly do delivery or Click+Collect and rarely shop in-store
- you shop little and often in small baskets
- you forget to use the monthly discounts (unused value feels like wasted value)
This is why the best question is not “is it good?” but “does my routine match how it pays out?”
How the two discount coupons feel in real life
The coupons behave like a monthly entitlement. You have two opportunities to apply the 10% discount in-store. That structure is important because it encourages planning. Many subscribers mentally pick two shopping moments: the main grocery run and the top-up run.
The smoothest use is when you decide in advance which two shops you want to be your “discount shops”. That reduces the chance you spend one coupon on a small basket and later wish you’d saved it.
What you can discount (and the practical exclusions mindset)
The discount applies across a wide range of everyday categories, with some exceptions. Instead of memorising exclusions, the easiest habit is to treat it like a grocery and household discount that is strongest when you’re buying your normal essentials.
If you want to keep your subscription value clean, focus the discount on the part of the trolley that would be there anyway: food, household basics, baby items, pet items, and similar categories.
Clubcard Plus vs regular Clubcard
It helps to see these as layers, not competitors.
- Clubcard gives Clubcard Prices and vouchers (reward layer).
- Clubcard Plus adds an extra in-store percentage discount (subscription layer).
So even if Clubcard Prices already save you money, Clubcard Plus is trying to save you more, but only if you shop in a way that uses the monthly coupons properly.
For the foundation layer, Clubcard explains how points, vouchers, and Clubcard Prices work on their own.
How it fits with Click+Collect
This is where some people get disappointed. Tesco’s Click+Collect is incredibly convenient, but Clubcard Plus’s strongest benefit is designed around in-store coupon use. If you mostly collect orders and rarely do in-store “big shops”, the subscription may not match your routine.
If you’re weighing convenience against in-store benefits, it helps to understand Tesco’s collection model clearly. The practical details live on the Click & Collect page, including how collection slots and minimum order values tend to work.
A simple “should I subscribe?” checklist
- Do I do at least one substantial in-store grocery shop most months?
- Will I reliably use two discount shops per subscription period?
- Am I happy planning those two shops rather than spending spontaneously?
- Would the 10% saving likely exceed the monthly fee?
If the answers are mostly “yes”, Clubcard Plus usually makes sense. If not, regular Clubcard often covers what you need without pressure.
Closing thought
Clubcard Plus works because it turns loyalty into a predictable discount structure: two in-store opportunities each month to reduce a bigger shop by 10%. When your routine matches that structure, it feels like an easy win rather than a complicated scheme. If you want the broader Tesco ecosystem view, the main Tesco page connects loyalty, shopping methods, and value programmes in one place.